MultiverseOSP
Budgeting Recommended
Money Planner Bundle
Until Payday plus four trackers in one download. $79 value for $49.
$49 $79 Save $30Buy
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Every product is an instant download with a step-by-step setup guide. Spreadsheets work in Google Sheets and Excel.
Crypto Bundle
Crypto Bundle
Crypto Tracker, Crypto Tax & Cost-Basis and the AI Prompt Library in one download. $53 if bought separately, $39 together.
$39 $53Buy
Budgeting Everything
Complete Money Toolkit
Every spreadsheet we make (12), plus the Notion hub, the prompt library and the printable. One download.
$129 $231Buy
Budgeting
Until Payday Budget
Assign every bill to a paycheck and always know what is safe to spend until the next one.
$29Buy
Planning
Debt Snowball + Avalanche Tracker
See each debt's payoff month, total interest, and your debt-free date, snowball or avalanche.
$14Buy
Budgeting
Sinking Funds Tracker
Set a goal and a date for each fund and see exactly what to set aside each month and each paycheck.
$9Buy
Planning
Wedding Budget Planner
Budget by category, every vendor and deposit, payment due dates, guest list, and cost per guest.
$15Buy
Planning
Net Worth Tracker
List what you own and what you owe, log one row a month, and watch the trend.
$12Buy
Crypto
Crypto Portfolio + Gains Tracker
Holdings, average cost, unrealized P/L, allocation, and FIFO realized gains in one private sheet.
$17Buy
Crypto
Crypto Tax & Cost-Basis Spreadsheet
FIFO cost basis, short- and long-term gains, a Form 8949-style disposal report and a staking/airdrop income summary by tax year.
$24Buy
Budgeting
Paycheck Budget Planner
Map every bill to the paycheck that pays it and see what is left from each check, weekly, biweekly, semimonthly or monthly.
$12Buy
Side hustle & freelance
Side Hustle Income & Expense Tracker
Sales, platform fees, expenses, mileage, monthly profit and a set-aside savings target in one file.
$15Buy
Side hustle & freelance
Freelancer Finance Kit
Invoices, income, expenses, a quarterly set-aside estimate and your real minimum hourly rate.
$19Buy
Planning
FIRE & Coast FIRE Calculator
Your FIRE number, Coast FIRE number, years to financial independence, scenarios and a stress test.
$15Buy
Side hustle & freelance
Rental Property & Airbnb Host Spreadsheet
Deal analyzer for long- or short-term rentals, plus bookings, expenses and a monthly P&L.
$19Buy
AI & automation
AI Prompt Library for Finance & Crypto Research
49 structured prompts for budgeting, spreadsheet help, crypto research notes and side-business admin.
$12Buy
Planning
Life Admin & Money Hub for Notion
Bills, subscriptions, documents, home maintenance and money goals in one Notion hub, delivered as an import package.
$19Buy
AI & automation
Amplify Content Automation Pack (n8n)
Five importable n8n workflows: blog-to-social drafts, SEO article drafts, video-to-blog kit, weekly newsletter draft and a content calendar.
$49Buy
AI & automation
Small Business AI Automation Starter Kits (n8n)
Four n8n automations: lead triage with reply drafts, overdue invoice reminder drafts, inbox triage and a weekly business snapshot.
$39Buy
Pick how much help you want
One-time prices. No subscription, no timer, no upsell at checkout.
One tool
A single planner
$9 to $29
Pick the one problem you want solved: paycheck plan, payoff dates, crypto cost basis, freelance set-aside.
Browse single toolsRecommended
Household set
Money Planner Bundle
$49 $79
Until Payday plus the debt, sinking funds, wedding and net worth trackers. Best fit for most households: covers this paycheck, the next big bill and the long view.
Get the bundle, $49What's insideEverything
Complete Money Toolkit
$129 $231
All 12 spreadsheets, the Notion hub, the prompt library and the printable, with every setup guide.
Get everything, $129What's insideFAQ
Which one should I start with?
Most households start with the Money Planner Bundle. Paid weekly or every two weeks and only want one thing? Start with Until Payday (two incomes) or the Paycheck Budget Planner (one income). The 3-question quiz will suggest one.
How do I get my files?
Right after checkout you land on your download page, and the link is emailed to you. Each file includes a step-by-step setup guide PDF for Google Sheets and Excel.
Do I need Excel?
No. A free Google account works: upload the .xlsx to Google Drive and save it as a Google Sheet. Excel 2010 or newer and LibreOffice also work.
Is my data private?
Yes. Nothing connects to your bank, exchange or wallet, and we never see what you type into the files.
What if it doesn't work for me?
If a file doesn’t work, we’ll fix it. If we can’t, you get a refund within 7 days. Because these are instant digital downloads, there are no refunds for change of mind. The AI guide on every page can also walk you through setup step by step.
Is this financial or tax advice?
No. These are informational tools. Results are estimates from the numbers you enter.
Informational tool only. Not financial, tax, or legal advice. If a file doesn’t work, we’ll fix it. If we can’t, you get a refund within 7 days. Because these are instant digital downloads, there are no refunds for change of mind.