Guides
Plain-English explainers with worked examples. Educational only.
- How to Budget Biweekly Paychecks (Bill-by-Paycheck Method)
A plain-English method for budgeting when you are paid every two weeks: match each bill to the check that pays it, handle third-paycheck months, and know what is left. - Crypto Cost Basis and FIFO Explained (With a Worked Example)
How FIFO cost basis works for crypto: which coins count as sold, short- vs long-term holding periods, fees, and a worked example with two buys and one sale. - What Is My FIRE Number? FIRE vs Coast FIRE, With Examples
How to estimate a FIRE number and a Coast FIRE number in today's dollars, what the withdrawal rate means, and why small assumption changes matter. - How to Track Side Hustle Income, Fees and Expenses
A simple system for tracking marketplace sales, platform fees, expenses and mileage so you know real profit per month and per platform. - Freelancer Money Basics: Invoices, a Quarterly Set-Aside and Your Minimum Rate
How freelancers can track income and expenses, set aside a percentage each quarter, and work out a minimum hourly rate from real billable hours. - Rental Property Cash Flow, Cap Rate and Cash-on-Cash: A Worked Example
How to estimate rental cash flow, NOI, cap rate and cash-on-cash return, with a worked example and the costs people forget. - Content Repurposing With n8n: Turn One Post Into Drafts for Every Channel
How a draft-first n8n workflow can turn one blog post or video into social, newsletter and SEO drafts, and how to keep a human approving before anything goes out. - Budget Spreadsheet vs Budget App: Which Fits You?
An honest comparison of budgeting apps and spreadsheets: bank syncing, privacy, cost, flexibility and who each one suits.